ABU DHABI, United Arab Emirates — Tenants in Abu Dhabi may soon be able to pay rent in monthly installments instead of handing over one or more large post-dated cheques, as a new digital platform moves toward launch.
Advanced Real Estate Services, or ADRES, is working with UAE proptech company Keyper on the Rent Now, Pay Monthly service. Pilot testing has already started with three of Abu Dhabi’s largest landlords and property managers, with the first tenants and landlords expected to join in the fourth quarter of 2026.
The company said the platform is being developed with support from Abu Dhabi’s real estate authorities and is designed to help the emirate fully digitize rental payments. The service would allow eligible residents to spread annual rent over monthly payments.
Under the model, tenants would pay by debit or credit card through the platform while landlords continue to receive rent in line with the tenancy agreement. ADRES described the system as a payment facilitation service rather than a credit product, meaning it would not fall under the UAE Central Bank’s debt burden ratio rules.
A facilitation fee of 4.75% to 12% of the annual rent would apply, depending on the original payment structure and the tenant’s eligibility.
Real estate professionals said the proposal could widen access to housing, especially for young workers, newcomers and residents who find large upfront payments difficult to manage.
If the pilot succeeds, the platform could become one of the most significant changes to Abu Dhabi’s rental market in years, offering tenants more flexibility while pushing the emirate’s leasing sector further toward digital payments.
