Residents and businesses in the UAE can now use two national payment solutions to complete federal government payments, with Aani and Jaywan added as official channels for fees and fines.
The Ministry of Finance has become one of the first federal entities to adopt the systems following Cabinet Resolution No. 176M/4M of 2026, which outlines their use and related charges.
The move allows customers to access more flexible payment methods while supporting the UAE’s broader transition toward digital financial services.
Aani enables instant transfers
Through Aani, customers can make real-time payments using several digital identifiers, including mobile numbers, Emirates IDs, email addresses, QR codes or International Bank Account Numbers (IBAN).
The instant payment platform operates under the supervision of the Central Bank of the UAE and is designed to allow secure transfers between customers and participating financial institutions.
The Ministry of Finance said adopting Aani will help integrate government payment services with the UAE’s national digital payments infrastructure.
Jaywan expands card payment options
Customers will also be able to use Jaywan, the UAE’s domestic card payment scheme, for federal financial transactions.
Launched by the Central Bank of the UAE, Jaywan aims to strengthen the country’s local payments ecosystem by providing a secure card-based alternative for everyday transactions.
The addition of Jaywan gives users another option alongside existing payment channels when settling government-related fees.
Wider rollout expected
The Ministry of Finance said the introduction of the two systems will support faster revenue collection, improve payment flexibility and strengthen links between federal entities, banks and collection partners.
Saeed Rashid Al Yateem, Assistant Undersecretary for the Government Budget and Revenue Sector, said the initiative forms part of efforts to enhance government financial services and improve customer experiences.
The ministry said additional federal entities and approved collection partners will gradually introduce the payment options as they complete the required procedures.
The adoption of Aani and Jaywan comes as the UAE continues expanding its digital economy strategy, with financial technology playing a central role in improving access to government and commercial services.
Residents and businesses will be able to use the new channels as participating federal services activate the payment options across their platforms.
